When Hoarders Abandon

Sometimes foreclosures come with bonus super surprise gifts – like years of accumulated trash. When hoarders abandon a unit (hey, they suffer financial hardship as well) to a foreclosure, by the condominium corporation or the bank, the nearby residents often get the bonus of smell and vermin as parting last words.

At some point the condominium will use by-laws (almost every condominium has these) regarding smells, health, and safety to enter the unit and have all the trash removed. If the property has a mortgage, or the bank has possession, in most cases the costs of cleanup will be paid by the bank. Because outstanding fees imposed by the condominium on the unit need to be paid before sale, there is a pocket to pull the cash from.

In the case of a foreclosure by the condominium on a mortgage less unit, the banks will usually award costs and allow the condominium to collect out of the proceeds of sale.